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Jeff Thibadeau 11/9/26 Jeff Thibadeau 11/9/26

Employees Who Waived Your Health Plan: Should They Take Another Look for 2027?

Marketplace premiums are rising and the extra ACA subsidies are gone. If some of your crew waived your company health plan, here is why 2027 is a good year to ask them to look again.

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We help Iowa businesses (2–50 employees) design smarter, cost-controlled health insurance plans, without unnecessary complexity.


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Urbandale, IA
(515) 333-8808


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Practical Employee Benefits Insights for Iowa Small Businesses


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Business Tree Benefits is an Iowa-licensed insurance agency specializing in employee benefits solutions for small businesses. Proudly serving employers in Urbandale, Des Moines, and communities across Iowa.

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